{"id":164548,"date":"2013-10-26T16:50:39","date_gmt":"2013-10-26T23:50:39","guid":{"rendered":"http:\/\/chinadigitaltimes.net\/?p=164548"},"modified":"2013-10-26T20:49:12","modified_gmt":"2013-10-27T03:49:12","slug":"chinese-save-defensively-milestones","status":"publish","type":"post","link":"https:\/\/chinadigitaltimes.net\/2013\/10\/chinese-save-defensively-milestones\/","title":{"rendered":"Chinese Save &#8216;Defensively&#8217; for Milestones"},"content":{"rendered":"<p>Tea Leaf Nation&#8217;s Liz Carter \u00a0and ChinaFile present a humorous infographic by Sohu Finance which suggests that <strong><a title=\"To Save or Not to Save: Why Are Chinese Holding on to Hard-earned Cash? - See more at: http:\/\/www.tealeafnation.com\/2013\/10\/infographic-to-save-or-not-to-save-why-are-chinese-holding-on-to-hard-earned-cash\/#sthash.iQwl6dgQ.dpuf\" href=\"http:\/\/www.tealeafnation.com\/2013\/10\/infographic-to-save-or-not-to-save-why-are-chinese-holding-on-to-hard-earned-cash\/\">Chinese people save &#8220;defensively&#8221; for increasingly expensive life events including \u00a0getting married, having children, affording college, and buying a home<\/a><\/strong>:<\/p>\n<blockquote><p>China is known for saving money, and as China has become wealthier, the household savings rate has\u00a0<a href=\"https:\/\/east.exch030.serverdata.net\/owa\/redir.aspx?C=k559I7OmtkK71QAVAXaYGk8etXrqo9AIK7WnUYKEVHyc9rXCyXWK2o5g97oS1Yu3KbGxiz4Vr4Q.&amp;URL=http%3a%2f%2fwww.imf.org%2fexternal%2fpubs%2fft%2ffandd%2f2012%2f09%2fbarnett.htm\" target=\"_blank\">increased<\/a>. China\u2019s personal saving rate has\u00a0<a href=\"https:\/\/east.exch030.serverdata.net\/owa\/redir.aspx?C=k559I7OmtkK71QAVAXaYGk8etXrqo9AIK7WnUYKEVHyc9rXCyXWK2o5g97oS1Yu3KbGxiz4Vr4Q.&amp;URL=http%3a%2f%2fwww.imf.org%2fexternal%2fpubs%2fft%2ffandd%2f2012%2f09%2fbarnett.htm\" target=\"_blank\">risen<\/a>\u00a0steadily since the mid-90s, and now\u00a0<a href=\"https:\/\/east.exch030.serverdata.net\/owa\/redir.aspx?C=k559I7OmtkK71QAVAXaYGk8etXrqo9AIK7WnUYKEVHyc9rXCyXWK2o5g97oS1Yu3KbGxiz4Vr4Q.&amp;URL=http%3a%2f%2fenglish.people.com.cn%2f90778%2f8040481.html\" target=\"_blank\">exceeds<\/a>\u00a050%, much higher than\u00a0<a href=\"https:\/\/east.exch030.serverdata.net\/owa\/redir.aspx?C=k559I7OmtkK71QAVAXaYGk8etXrqo9AIK7WnUYKEVHyc9rXCyXWK2o5g97oS1Yu3KbGxiz4Vr4Q.&amp;URL=http%3a%2f%2fwww.tradingeconomics.com%2fgermany%2fpersonal-savings\" target=\"_blank\">Germany<\/a>\u2019s 10% \u2013 considered high among developed countries \u2013 and more than ten times the\u00a0<a href=\"https:\/\/east.exch030.serverdata.net\/owa\/redir.aspx?C=k559I7OmtkK71QAVAXaYGk8etXrqo9AIK7WnUYKEVHyc9rXCyXWK2o5g97oS1Yu3KbGxiz4Vr4Q.&amp;URL=http%3a%2f%2fbea.gov%2fnewsreleases%2fnational%2fpi%2fpinewsrelease.htm\" target=\"_blank\">United States<\/a>\u2019 saving rate (which is\u00a0<a href=\"https:\/\/east.exch030.serverdata.net\/owa\/redir.aspx?C=k559I7OmtkK71QAVAXaYGk8etXrqo9AIK7WnUYKEVHyc9rXCyXWK2o5g97oS1Yu3KbGxiz4Vr4Q.&amp;URL=http%3a%2f%2fwww.economist.com%2fblogs%2ffreeexchange%2f2013%2f04%2fsaving\" target=\"_blank\">falling<\/a>) of 4.6%.<\/p>\n<p>Experts have cited China\u2019s\u00a0<a href=\"https:\/\/east.exch030.serverdata.net\/owa\/redir.aspx?C=k559I7OmtkK71QAVAXaYGk8etXrqo9AIK7WnUYKEVHyc9rXCyXWK2o5g97oS1Yu3KbGxiz4Vr4Q.&amp;URL=http%3a%2f%2farticles.washingtonpost.com%2f2012-07-05%2fworld%2f35488534_1_savings-rate-chinese-consumers-china-market-research-group\" target=\"_blank\">transition<\/a>\u00a0to a market economy, which has meant a\u00a0<a href=\"https:\/\/east.exch030.serverdata.net\/owa\/redir.aspx?C=k559I7OmtkK71QAVAXaYGk8etXrqo9AIK7WnUYKEVHyc9rXCyXWK2o5g97oS1Yu3KbGxiz4Vr4Q.&amp;URL=http%3a%2f%2fbusiness.time.com%2f2010%2f12%2f27%2fwhy-dont-chinese-spend-more-money%2f\" target=\"_blank\">drop<\/a>\u00a0in individuals\u2019 income security, as one reason Chinese save despite the country\u2019s economic growth. But the high cost of living, even in third-tier cities, also plays a role.<\/p>\n<p>The below infographic, created by SOHU Finance, offers a humorous but revealing take on this serious issue. It breaks down China\u2019s \u201cdefensive saving,\u201d showing just how quickly a major life milestone \u2013 like marrying or having a child \u2013 can drain the average Chinese household\u2019s bank account.[<strong><a href=\"http:\/\/www.tealeafnation.com\/2013\/10\/infographic-to-save-or-not-to-save-why-are-chinese-holding-on-to-hard-earned-cash\/\">Source<\/a><\/strong>]<\/p><\/blockquote>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tea Leaf Nation&#8217;s Liz Carter \u00a0and ChinaFile present a humorous infographic by Sohu Finance which suggests that Chinese people save &#8220;defensively&#8221; for increasingly expensive life events including \u00a0getting married, having children, affording college, and buying a home: China is known for saving money, and as China has become wealthier, the household savings rate has\u00a0increased. China\u2019s [&hellip;]<\/p>\n","protected":false},"author":1022,"featured_media":164551,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"categories":[2,14744,14745,14746,5],"tags":[3599,4582,2453,7556],"class_list":["post-164548","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy","category-level-2-article","category-level-3-article","category-level-4-article","category-society","tag-economic-planning","tag-financial-planning","tag-lifestyle","tag-savings","et-has-post-format-content","et_post_format-et-post-format-standard"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.9 (Yoast SEO v23.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Chinese Save &#039;Defensively&#039; for Milestones<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/chinadigitaltimes.net\/2013\/10\/chinese-save-defensively-milestones\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Chinese Save &#039;Defensively&#039; for Milestones\" \/>\n<meta property=\"og:description\" content=\"Tea Leaf Nation&#8217;s Liz Carter \u00a0and ChinaFile present a humorous infographic by Sohu Finance which suggests that Chinese people save &#8220;defensively&#8221; for increasingly expensive life events including \u00a0getting married, having children, affording college, and buying a home: China is known for saving money, and as China has become wealthier, the household savings rate has\u00a0increased. 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