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“Mortgage slave”的版本间的差异

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(Created page with "房奴 (fáng nú): mortgage slave A mortgage slave is someone who is a slave to their home mortgage (pays more than 40% of their disposable income on their home mortgage). “...")
 
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房奴 (fáng nú): mortgage slave
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<h3>''fáng nú'' 房奴</h3>
  
A mortgage slave is someone who is a slave to their home mortgage (pays more than 40% of their disposable income on their home mortgage).
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[[File:mortgage slave.jpg|300px|thumb|right]]A person who spends more than 40% of his or her disposable income on a home mortgage. People may become mortgage slaves by purchasing a house with a very low down payment and spending twenty to thirty of their golden years working extremely hard to afford very high monthly mortgage payments.  
  
“房奴”意思为房屋的奴隶。“房奴”是指城镇居民抵押贷款购房,在生命黄金时期中的 20到30年,每年用占可支配收入的40%至50%甚至更高的比例偿还贷款本息,从而造成居民家庭生活的长期压力,影响正常消费。购房影响到自己教育支出、医药费支出和抚养老人等,使得家庭生活质量下降,甚至让人感到奴役般的压抑。
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The word “mortgage slave” was [http://baike.baidu.com/view/41339.htm included in a list of new Chinese words] by the Ministry of Education in 2007, demonstrating the extent to which high property prices have become a source of pressure and anxiety for China's lower- and middle-class citizens.
  
[[File:mortgage slave.jpg|500px|thumb|center]]
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In addition to “mortgage slaves,” there are also “[http://money.business.sohu.com/20061012/n245739215_1.shtml card slaves]”, “[http://baike.baidu.com/view/1001625.htm car slaves]”, and “[http://money.business.sohu.com/20061012/n245739215_3.shtml certificate slaves]”. These newly coined words reflect an increasing dependence on credit and loans in the pursuit of property, a lifestyle, and education. This trend has also given rise to a wave of [http://chinadigitaltimes.net/2011/11/swimming-naked-in-china/ shadow lending and cash shortages].
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As China has developed rapidly over the past thirty years, the purchasing power of the average Chinese citizen [http://www.nytimes.com/2009/08/14/business/global/14card.html?pagewanted=all has not kept pace] with the lifestyles depicted in advertisements for electronics, property, and luxury goods, which represent freedom and success to many consumers.
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Government attempts to stimulate spending in order to grow the economy have also contributed to the problem. The government's [http://chinadigitaltimes.net/2009/01/china-tries-to-boost-real-estate-market/ vested interest in real estate development], in particular, has contributed greatly to the mortgage slave phenomenon. Many local government officials have been embroiled in land seizure scandals, in which they sold communal land rights to developers for huge profits. National policy has also encouraged real estate development to stimulate the economy, driving prices up [http://chinadigitaltimes.net/2008/09/chinas-real-estate-in-gloom/ beyond the reach of the average citizen].
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[[分类:Lexicon]][[分类:Society and Culture]]

2023年8月7日 (一) 05:01的最新版本

fáng nú 房奴

Mortgage slave.jpg

A person who spends more than 40% of his or her disposable income on a home mortgage. People may become mortgage slaves by purchasing a house with a very low down payment and spending twenty to thirty of their golden years working extremely hard to afford very high monthly mortgage payments.

The word “mortgage slave” was included in a list of new Chinese words by the Ministry of Education in 2007, demonstrating the extent to which high property prices have become a source of pressure and anxiety for China's lower- and middle-class citizens.

In addition to “mortgage slaves,” there are also “card slaves”, “car slaves”, and “certificate slaves”. These newly coined words reflect an increasing dependence on credit and loans in the pursuit of property, a lifestyle, and education. This trend has also given rise to a wave of shadow lending and cash shortages.

As China has developed rapidly over the past thirty years, the purchasing power of the average Chinese citizen has not kept pace with the lifestyles depicted in advertisements for electronics, property, and luxury goods, which represent freedom and success to many consumers.

Government attempts to stimulate spending in order to grow the economy have also contributed to the problem. The government's vested interest in real estate development, in particular, has contributed greatly to the mortgage slave phenomenon. Many local government officials have been embroiled in land seizure scandals, in which they sold communal land rights to developers for huge profits. National policy has also encouraged real estate development to stimulate the economy, driving prices up beyond the reach of the average citizen.